Mortgage centre
Know your number before you fall in love.
Pre-qualify in two minutes, then stress-test any home's repayments. We submit to all major banks through one application.
AI pre-qualification
NCA-aligned affordability, instantly
You could buy up to
R 2 103 164
R1.95M
Max loan
R20k/m
Repayment
R210k
Ideal deposit
Strong approval outlookinstalment ≤ 30% of gross
Indicative only — final approval rests with the banks. One Propalot application reaches all major SA lenders.
Repayment calculator
Stress-test any asking price
Monthly repaymentR 22 464
Loan amountR 2 250 000
Total repaid over 20 yearsR 5 391 251
Total interestR 3 141 251
■ Capital 42%Interest 58% ■
An extra R 1 000/month cuts ±3 years off this bond.
How it works
One application. Every major bank.
01
Pre-qualify
Two minutes, no paperwork, no credit footprint.
02
Documents
Upload once — payslips, bank statements, ID.
03
Bank auction
We submit everywhere and negotiate rate discounts.
04
Approval
Compare offers side by side and accept in a tap.